June 27, 2019

BKR listing of € 317.63 may not be an obstacle to a mortgage application

A listing with the Credit Registration Office (BKR) for a debt already repaid of € 317.63 may not be a reason for not being able to obtain a mortgage. This is apparent from a recent judgment of the Midden-Nederland District Court in summary proceedings. Debt collection agency Astro Finance – which took over the customer’s Neckermann Debt – was forced by the sub-district court to cancel the BKR listing. The former Neckermann customer in question wanted to buy a property in Rotterdam with her partner at the end of last year. To finalize the financing, the woman was twice postponed with regard to the financing reservation, with the deadline of…